BTW,
As stated above. Get your own insurance company to pay for repairs if you want to move forward.
Another thing is you need to be in a rental if you have coverage or not. This will goto the "total loss" cost and you will get it back. However, if you want to not be paying it just talk to a buddy and "rent" his truck. It is legal, and is a motivater. If it were me I would just have a friend write up an agreement at a dealership for rental but I have friends there. I am sure you very well have means for this also.
As stated above. Get your own insurance company to pay for repairs if you want to move forward.
Another thing is you need to be in a rental if you have coverage or not. This will goto the "total loss" cost and you will get it back. However, if you want to not be paying it just talk to a buddy and "rent" his truck. It is legal, and is a motivater. If it were me I would just have a friend write up an agreement at a dealership for rental but I have friends there. I am sure you very well have means for this also.