what I bolded is completely true. Most people don't want to take a risk and do something bold, but that is honestly what you have to do otherwise you will never succeed. I've never heard of someone whose taken a lot of risks in their life say their sitting at the bottom and are worse off for it. Even if you take a risk and fail you still have probably opened up some doors and met people along the way who can help you.
The rich have failed, its part of success.
Thomas Edison had 10,000 failed attempts making the light bulb, to him he found 10,000 ways to not make a light bulb. More importantly, he Believed he could do it before he ever started.
If you believe you can, you can do anything.