SMR? I also have union and non-union guys working for me. Benefits to both sides but no controversy between crews because they are different trades.
How do these guys afford sledding?!?
- Thread starter polaris dude
- Start date
SRM=snowmobilesrme
LMAO thats a good one !!
J
judger101
Well-known member
i dont like how kids dont respect people at school these days, i dont like how when the price of oil goes down, gas doesnt go down at all, i dont like how i have to give 25% of my income to the government for taxes.
Heck there arent many systems that i cant find something about that i dont like. we do the best we can.
Once an awhile I like to throw a curve ball and see if I can take the thread completely out of the original posters intention.........LOL
How are we doing.....seems its gone 180 degrees in the wrong direction !!!
Its my azz, it can burn whenever it wants.
BURN BABY BURN
Well, ^^^THIS^^^ quote could have gotten some traction to change things up a little, but fortunately it stalled......
LOL....I can see that going in a bad direction indeed !!
S
slednutz
Active member
I guess I fit into the category being 22 with a turbo pro and a newer pickup but I graduated with a four year degree accounting and finance and make good decisions with my money. All of my buddies have new sleds and trucks and have done well in their family farms working long hours so it really was not handed to them, although they would not have the same opportunities if their families did not own the farms.
Cool, just an honest question, does your degree and job from that degree pay well enough to pay off loans, the sled, the truck, and your house?
My parents never really talked about how much they make so I don't really have a good understanding of what it costs to live and have a family. Perhaps I should ask because it would be nice to know how I'll stand compared to them if and when I get done with pharmacy school.
And I didn't say that young farmers have it all given to them because I know they all work hard, but in my opinion they are some of the luckiest people because they are very well compensated, its a rewarding job for the most part, and they can start pretty much once their old enough to drive the tractors so no student loans to pay off, they can just start and build themselves up from 18.
My parents never really talked about how much they make so I don't really have a good understanding of what it costs to live and have a family. Perhaps I should ask because it would be nice to know how I'll stand compared to them if and when I get done with pharmacy school.
And I didn't say that young farmers have it all given to them because I know they all work hard, but in my opinion they are some of the luckiest people because they are very well compensated, its a rewarding job for the most part, and they can start pretty much once their old enough to drive the tractors so no student loans to pay off, they can just start and build themselves up from 18.
Cool, yeah 6 years of school will get me some debt, but with working during the summer, scholarships, help from my family, and living on $100(or less when I can manage) a month during school I am hoping to have no debt for the first 4 years of school. After that my parents wont help me any further and school gets more expensive, but I'm hoping to incur less than 20k in debt which would be awesome.
It all depends on the loans, sled, truck, and house, now doesn't it. If you do it all with payments it can be difficult and the monthly payments can add up pretty fast if you aren't careful.
Assuming you are going to be making around 150k and higher, you should be doing very well, even better with two incomes (wife)
excellent point. I don't think many people these days have emergency funds. It gets to be a house of cards.. a lose of job or other catastrophic event is all it takes to bring it down. For many people it can be even less if they don't have adequate access to cash or other liquid assets.
Things I have read state it should be around 3-6 months of living expenses, which for most is probably around 10k or so.
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I know all too many who live from paycheck to paycheck, just one financial emergency away from disaster.
FAR TOO FEW have enough cash set aside to carry them 3 or 6 months in the event of LOSS OF INCOME.
FAR TOO FEW have enough cash set aside to carry them 3 or 6 months in the event of LOSS OF INCOME.
We have 3 months INCOME (not living expenses) saved in an emergency fund. It can take a while to get there but it is great to have. It can also be difficult to not spend it on things, like a new bed or other things for the house, but it is important to keep it.
X2 and a little more...I find once I start saving and see it grow i get into saving mode and dont want to spend it. It is amazing how fast it can accumulate if you put your mind to it........on the other hand, once you get into spending mode its hard to stop.
Im kinda lucky though......I have a wife that ABSOLUTELY HATES SHOPPING and would rather save money than spend it.....I guess she balances out my sled spending by doing that !!!!!!
My 2 cents
It's amazing how much disposable income you have while still living at home! Especially if you have a good paying job! God bless those guys and more power to them!!!!
It's amazing how much disposable income you have while still living at home! Especially if you have a good paying job! God bless those guys and more power to them!!!!
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phahaha I wish I was going to be making 150K!
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