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Buddy wrecked my sled who should pay? It is insured

To pay or turn in?

  • Buddy pay 3500 out of pocket and make no claim on the insurance

    Votes: 21 19.1%
  • Buddy pay the 500.00 deductible and help with a loaner if needed

    Votes: 89 80.9%

  • Total voters
    110
Didn't read the whole thing but I would not hold a friend accountable for something that was not their fault. I wouldn't consider hitting a hidden rock their fault. If they were being idiots and not following my instructions.. like if I said take it easy no jumping and they jumped it off some huge jump anyway..that would piss me off. ( But I know who my friends are like that and they are not allowed to touch my stuff lol )

Suck it up and pay for it myself or use my insurance is what I would do.
 
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