What are you paying for insurance on AC?
- Thread starter qbeam
- Start date
Best quote i could get was from state farm still more than i want to pay though....
Snowmobile:
Annual Policy
Liability Limits 50/100/50: $ 18.60
UUI Limits 50/100/50: $ 23.70
Medical Payments $5,000: $ 24.00
Physical Damage Coverage: $ 256.00
Total Premium: $ 322.30/annually
$ 26.86/monthly
Snowmobile:
Annual Policy
Liability Limits 50/100/50: $ 18.60
UUI Limits 50/100/50: $ 23.70
Medical Payments $5,000: $ 24.00
Physical Damage Coverage: $ 256.00
Total Premium: $ 322.30/annually
$ 26.86/monthly
That's a damn good price.........
qbeam where are you? My M1000 is about $230 CAD/year
$280/yr. American Family in Washington state.
Paying under $325 yr, for replacement value on a Race Gas Turbo M8.
A
akinneberg
Active member
$243 per year on a '09 M8 HCR through American Family in West Fargo, ND
S
sledheadjake
Well-known member
I pay 264 year for ins on a 07 m8 about 22 a month through state farm
The replacement cost is a big part of the quote, but you also need to make sure your limits are adjusted according to your assets. 50/100/50 are low limits, you want to protect all the items you own in case of a lawsuit. You can burn through 100K in an accident really quickly.
John
John
yeah a lot of you guys are really cheap. mine is around $600 a year for replacement value on my 800 mod. And thats with a multi policy discount.
With all the Yahoo's we have on the trails in the Midwest I would not ride without it. I spend a lot of time off trail, but I also ride the trails a lot to get to our spots.
Maybe out west it would be less of a concern on hitting another rider, but the possibility of really messing up a sled? I dunno, all I know is that I was protecting myself with a lot of the same coverage I had in college. After I got married I was more concerned if this was enough, so I found a very good agent that works with the owner of our company, and she took the time to look over everything and made suggestions on things to change. I am REALLY glad I did this!
Maybe out west it would be less of a concern on hitting another rider, but the possibility of really messing up a sled? I dunno, all I know is that I was protecting myself with a lot of the same coverage I had in college. After I got married I was more concerned if this was enough, so I found a very good agent that works with the owner of our company, and she took the time to look over everything and made suggestions on things to change. I am REALLY glad I did this!
not when all you own is a beat up dodge w/ sled deck, a dog, a few snowboards, and a used sled lol...
$500 CAN full coverage for an '07 M8.
Although, I know a guy who was quoted $1800 for full on his '10 M8... yikes
Although, I know a guy who was quoted $1800 for full on his '10 M8... yikes
I've had two sleds totalled and neither was a real bad wreck. In both instances I got the value of the sled and then bought the sled back at the salvage price of around 3-400 dollars. One of the sleds I was able to get fixed up and my wife still rides it.
I'll never ride without insurance again... It has saved me a few thousand already. I use Liberty Mutual and they have been really pleasant to deal with (knock on wood).
I pay about $150 for the 03 Cat 700 and $125 for the 07 Doo 600.
I'll never ride without insurance again... It has saved me a few thousand already. I use Liberty Mutual and they have been really pleasant to deal with (knock on wood).
I pay about $150 for the 03 Cat 700 and $125 for the 07 Doo 600.
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