I am not sure we’ve got enough fingers to point for this mess. Truth is a politician is a politician, they've all worked together to make big messes like our financial crisis, many people bought into things that wouldn’t last and didn’t, like sub-prime mortgages.(By our leaders allowing sub-prime mortgages everyone has been affected, construction, retail, production, everything you don't have to have a sub-prime to not have any income or work today Now we are all affected by it. Its funny, 10 months ago you couldn’t pay a bum on the street enough money to be a teacher in Utah, now there are so many people lined up to substitute teach that its ridiculous. I see what they mean about getting a degree, not pointing anyone out here but man it might of seemed unnecessary 10 months ago but tell me how many of us feel differently now? I would be interested to know if the majority of jobs lost recently are positions not requiring a 4 yr degree. What might of appeared like a lame job then is a hot ticket job now, any job is a great job to have now. Anyone have input?