Check Farm Bureau if you only want liability and comprehensive.
Sled Insurance--progressive?? Get Out Of This Coverage-now!!
- Thread starter H20SKE
- Start date
state farm also
I have also got state farm on everything I own, never have had a lick of trouble getting a claim processed and paid for in a timely manner. Hail damage, storm damage to house, wrecked sled, stolen sled, and they are always very fair! I know they might not always be the cheapest, but I also rest easy being insured by them. Just goes to show you get what you pay for. Maybe that's why progressive sucks so bad.
I have also got state farm on everything I own, never have had a lick of trouble getting a claim processed and paid for in a timely manner. Hail damage, storm damage to house, wrecked sled, stolen sled, and they are always very fair! I know they might not always be the cheapest, but I also rest easy being insured by them. Just goes to show you get what you pay for. Maybe that's why progressive sucks so bad.
insurance for my 2007 wr 450 and my 2006 brute force 750 with progressive was 900 a year, I checked with gieco and its now 400 a year for the both. never checked on my sled but bet geico would be cheaper
Thanks for the info, I've been thinking of changing companies.. Never had a claim yet, now I have no reason to wait any longer to switch.
M
mtn mike on boost
Well-known member
just my 2 cents here but had to add that i ve owned a body shop for the last 12 years now and i quit doing work w/ progressive 5 years ago. too many games , ect.... they just plain dont want to pay.ive explained it like this.....
if you had a 1 week old lamborgini, they would only install a used hood if it saved them a nickle, no joke thats the kind of company they are
STAY AWAY
if you had a 1 week old lamborgini, they would only install a used hood if it saved them a nickle, no joke thats the kind of company they are
STAY AWAY
Are you sure on this?? Generally USAA uses Hartford for any underwriting.
I will be checking on this--Thanks??
I have not heard anyone say that they have made a claim on Progressive and get it paid yet!
H20SKE...
Yup, I checked with them when I got my dragon this year.
I only carry fire and theft, insurance wants $1200 a year for full coverage on my 03 summit! They said full coverage is based on what the sled costed new, so like 11k instead of what it's worth, like 6k which seems like BS to me? Isn't worth it to me, $1,000 more a year will pay for a lot of damage 
I'm with ING, when my truck was stolen 2 weeks from the date I had a check in my hand, and it was a VERY generous amount (40% more then I had into the truck).
I'm with ING, when my truck was stolen 2 weeks from the date I had a check in my hand, and it was a VERY generous amount (40% more then I had into the truck).Curious---Does USAA back Progressive on their coverage?? I have everything insured with USAA--They have always been awesome on their coverage and rates. But if they do not back this--The sled will be moved tomorrow.
Luckily they do not do that with the rest of my equipment insured by them.
H20SKE...
When I called to get a quote is the first time I had heard of it. I think that they have changed policy since I had sled insurance with them before. Back in '01 I had two sleds totalled with USAA and got checks in a timely manner.
I have been in the auto body industry for the last 16 years and dealing with Progressive is by far the worst one. They are the biggest crooks out there. There new concierge program is he biggest joke yet. If you have a claim on your car you have to take your car to their concierge shop where they have body shops come in and bid on your car. Which ever shop bids it the lowest gets the car. They take it to there shop fix it and return it. The problem with that is that you don't know who is fixing your car. It could be the worst hack shop in town (most likely will be cause reputable shops are not gonna go through this hassle). If people only knew half of what goes on by some of these ins companies half of them would go out of business. Allstate is not much better than progressive. I would recommend State Farm.
G
Gold5th
ACCOUNT CLOSED
Thats why I like tha laws up here.. my insurance Co can recommend shops, but I can take it anywhere I want to get it fixed.. Also I've had a couple insurance co's try to pull a fast one on me... and I've called IBC(insurance bureu of canada(sp)) they's have some talks with the insurance companies and things work out in the end..
I got FOREMOST insurance on just the sled, nothing else. not my house and other stuff,. just the sled full coverage for $300/yr. I know people are paying less for thiers on their home policies and what not, but my homeowners policy wont cover or add it.
I think they will cover it with a turbo or other mods and will also add coverage for any other mods. I was kind of shocked when they asked if it had a turbo or supercharger or any aftermarket mods i want covered.
They are extrememly nice on the phone as well. very impressed.. I would highly recommend.
I think they will cover it with a turbo or other mods and will also add coverage for any other mods. I was kind of shocked when they asked if it had a turbo or supercharger or any aftermarket mods i want covered.
They are extrememly nice on the phone as well. very impressed.. I would highly recommend.
They have the same law here. I am sure you can still demand who you want to have repair your car, they just won't warrantee it. But if you take your car to reputable shop they will have the same warrantee as your ins company. The ins companies say they warrantee the work for the life of the car, but it is really the body shop the does. They are basically taking the credit for the body shops warrantee. Most people are not aware of how the concierge program really works. One other thing to remember is that when you sign a policy with Progessive you are authorizing them to use aftermarket and used parts on your car. They never tell you this.
i have desmet farm mutual and i totaled my sled out this year and they paid our within two weeks but the only thing is i have ful coverage with a 250 comp and 500 collition and they said hitting a rock is concidered a collition about the only thing they figure is in the comp is hitting a tree or deer i dont understand how hitting a rock would be different than hitting atree or something but as long as they paid thats ok and they gave me 50 bucks more than i paid for it. and the wife has totaled two cars out by hitting deer and they paid really fairly and fast
read the fine print on that liability insurance!
I almost bought insurance for sledding until I saw the fine print on it.
it said they wouldn't cover me if my sled was modified, or if I was hill climbing, or if I raced another sled. thanks guys, where do I pay?
I almost bought insurance for sledding until I saw the fine print on it.
it said they wouldn't cover me if my sled was modified, or if I was hill climbing, or if I raced another sled. thanks guys, where do I pay?
All claims dealings with Progressive SUCK. When their client hits my 2 year old low mileage vehicle and they want to put used parts on it doesn't fly with me.
A
_AJ_
Well-known member
Best Deal Going!!!
I've posted this a few times now and people that have checked into it have been very happy with the results. Craig is a very helpful agent and a fellow sledder. He does all the work to broker you the best deal possible. In my scenario he saved me $1100 bucks a year over the best deal I could find.
Many folks on here will vouch for him.
Tell him Aaron Jensen sent you.
Craig L. Robinson, Jr
Integrity Insurance and Financial
2707 Wetmore Avenue # 250
Everett, WA 98201
1-425-422-7244 Direct
1-866-IKNOWFNI Toll Free
1-425-259-9876 Office
1-425-259-9376
I've posted this a few times now and people that have checked into it have been very happy with the results. Craig is a very helpful agent and a fellow sledder. He does all the work to broker you the best deal possible. In my scenario he saved me $1100 bucks a year over the best deal I could find.
Many folks on here will vouch for him.
Tell him Aaron Jensen sent you.
Craig L. Robinson, Jr
Integrity Insurance and Financial
2707 Wetmore Avenue # 250
Everett, WA 98201
1-425-422-7244 Direct
1-866-IKNOWFNI Toll Free
1-425-259-9876 Office
1-425-259-9376
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