5% would mean you had all three issues. To my knowledge, having one doesn't mean you have the other (unless MTsled3 is on to something).
We don't know if Polaris is giving the true numbers, but they can't afford to lie. That would be major company suicide if that came out. But, that doesn't mean that Polaris doesn't interrupt the numbers in their favor - they are stats after all.
We don't know if Polaris is giving the true numbers, but they can't afford to lie. That would be major company suicide if that came out. But, that doesn't mean that Polaris doesn't interrupt the numbers in their favor - they are stats after all.