Do you have the paperwork or email to prove to them that you had added collision ins?
I HATE insurance companies.... that is why I don't carry insurance on my sled (it's not required in WA.) They are nothing but a bunch of crooks![]()
This is the WORST thing you could doo is NOT run insurance. What happens if you flip off your sled and it ghostrides and hurts someone?
Sorry, but I'm a stickler for this kind of stupidity. Too many times people get hurt by someone elses sled.
Responsibility includes helping protect the others you ride with.