I dare say that a lack of CONSERVATIVE VALUES is the problem! I grew up knowing the limits and rules my parents set for me or by God there would be hell to pay. Kids these days don't care about anything and think that having a child is not a big deal, to them its unfortunate they are going to have to pay child support, but shoot they are in college so whenever it starts they will just add it to the loans.
After witnessing the massive amount of loans people are taking out to simply obtain a teaching degree(taking 6 years to do it in a STATE school), I am scared for the future of the country because half the freakin population wont be able to pay off their loans. I can't even begin to imagine how bad it is at the private/more expensive schools.