PAYPAL, why does it take a week for payment to clear these days?

[Fosgate]

Probably something about the transfer/ disputablity process and day of the week. My company would not refund paypal/checking or savings for a minium of 7 days because of a disputable period to avoid retraction of the initial payment. Someone probably figured out you could order goods then about the time they ship they could dispute the charge and still get the goods and not return them.

 

[Rattlin_Ram]

Where are you getting this from?

Just sold something today and funds were available instantly

From the email I got from paypal... and the fact my funds are on my account but not listed as available...

Account is backed by a credit card, not bank account. But is not verified....

 

[Rattlin_Ram]

Letter I got back from paypal askin why a hold was put on my funds...

Thank you for contacting PayPal.

My name is Amabella and it is my great opportunity to assist you.

In regards to your concern, For security reasons, PayPal may delay the release of a payment to the seller. eBay and PayPal are working together to make the marketplace safer for buyers and sellers by helping to ensure successful transactions which, in turn, can mean more sales for you.

To determine if a transaction may have a higher risk of dissatisfied buyers, we may hold payments that seem risky. Common reasons for holding payments include but are not limited to:

An eBay member for less than 6 months, and selling an item for more than $100, or Have an eBay feedback score of less than 100, and sell an item for more than $100, or Have a Buyer dissatisfaction percentage** 5% or greater than 5%, or Have an average Detailed Seller Rating (DSR) of less than 4.5, or Have received fewer than 20 Detailed Seller Ratings in the last 12 months, or The item is listed in a high-risk category such as gift certificates, video games, cell phones, computers or consumer electronics.
PayPal may release the funds earlier when one of the following occurs:

3 calendar days pass after proof of delivery.
The buyer leaves positive feedback after receiving the item. the hold will be released after 24 hours.
21 days without a dispute, claim, chargeback or reversal filed on that transaction.
For US domestic shipments, the eBay hold is removed 3 days after proof of delivery is received. (Carriers - USPS, UPS, or FedEx)

Once the payment is completed successfully, the status in My eBay or Selling Manager will change to "Paid."

Thank you for using PayPal for your online payment needs.