Ordering accessories Snow Check

[Fosgate]

Chadly
Remember there's always someone richer and smarter than you.
Some people just don't flaunt it.

Now excuse me, the dealer just called and said my 2 new s790 Deere combines are being delivered today.

You paid cash for those and not using a depreciation schedule from your business taxes so you can pay your "Fair Share" in taxes too right?

 

[ndC7M8]

Lenders allowing people to finance toys, especially sleds, hurts us on the value of ours later. Especially now that every idiot in the area has the nicest 163” version and wants you to go out riding (in the Red River Valley) or wants you to take them to the mountains with no experience on something that will get them in a lot of trouble. I’d say it’s taken the low dollar sleds away from the market and ruined the progressive experience of riding. I built a couple mountain sleds out of trail sleds and learned a lot, including how stupid I was.

I view a mountain sled as a high risk short term purchase. I don’t wanna be paying for a toy that could get totaled day 1 on the hill (it happens). I’ve never totaled one, and I also don’t make insurance claims when I bang one up. Usually I just go aftermarket on whatever I may have wrecked, instead of taking perfectly fine stock parts off immediately. Everyone is different on this but I definitely think stretching payments out on these is silly. It’s an expensive sport and I expect to pay my toll to ride.

The initial cost is certainly a lot higher these days, so I could see why someone might break up a payment on a $20k + machine into a couple payments. I’ve never had more than $16k invested in a machine at one time, including my turbo. New prices do make me cringe a bit, but if I couldn’t afford it I wouldn’t be buying.

I’m in the wrong section here anyways, since I can’t locally source anything that I want new from Polaris. Gearing up to buy the first new Cat since 2008.

Stir, stir, stir………

 

[05900]

Is there any subsidies for electric start?

Solar or wind primary ?

 

[turboless terry]

Solar or wind primary ?

Wind. I haven't lost a belt

 

[05900]

Hmm . . . engineers next door say solar is green approved and subsidies are available. Wind sounds more up Chudly's alley.

 

[turboless terry]

My wife is an engineer and I always tell her that I'm smarter than her

 

[chevy_man]

Lenders allowing people to finance toys, especially sleds, hurts us on the value of ours later. Especially now that every idiot in the area has the nicest 163” version and wants you to go out riding (in the Red River Valley) or wants you to take them to the mountains with no experience on something that will get them in a lot of trouble. I’d say it’s taken the low dollar sleds away from the market and ruined the progressive experience of riding. I built a couple mountain sleds out of trail sleds and learned a lot, including how stupid I was.

I view a mountain sled as a high risk short term purchase. I don’t wanna be paying for a toy that could get totaled day 1 on the hill (it happens). I’ve never totaled one, and I also don’t make insurance claims when I bang one up. Usually I just go aftermarket on whatever I may have wrecked, instead of taking perfectly fine stock parts off immediately. Everyone is different on this but I definitely think stretching payments out on these is silly. It’s an expensive sport and I expect to pay my toll to ride.

The initial cost is certainly a lot higher these days, so I could see why someone might break up a payment on a $20k + machine into a couple payments. I’ve never had more than $16k invested in a machine at one time, including my turbo. New prices do make me cringe a bit, but if I couldn’t afford it I wouldn’t be buying.

I’m in the wrong section here anyways, since I can’t locally source anything that I want new from Polaris. Gearing up to buy the first new Cat since 2008.

Stir, stir, stir………

Best part of insurance is not having a single inhibition about trying a line.

If I wreck a sled I'm out $1k. Not a big deal. I'll be over it before we get the wrecked sled to the truck.

But I don't pay for the insurance not to use it. I view it as a hedge against a totaled sled and/or stolen sled. If either of those happen I'll be stopping by my insurance broker and letting them figure out how to get me a check.

I'm not going to run down because I cooked a motor, or bent a bumper, etc.

 

[Jaynelson]

Damn shawty now we've got the farm equipment flex, the "maybe just a couple payments is ok" flex, and the “buying insurance is only ok if you total your sled” flex…what’s next??

 

[Mafesto]

If I wreck a sled I'm out $1k. Not a big deal. I'll be over it before we get the wrecked sled to the truck.

OK Chadly!

 

[Fosgate]

Always a smart idea to have liability. Accidents happen, if your liable for hurting someone's kid I can promise you that you'll wish you had insurance...and a lot of it.

 

[Chadly]

OK Chadly!

I don't carry collision on a sled lol What a waste of money. ?

 

[line8]

Do not finance your cover. That will last no more than 300 miles. [emoji1787][emoji1787]


Sent from my iPhone using Tapatalk

 

[chevy_man]

OK Chadly!

Are you kidding? He wouldn't spend the $250/yr when it's just a measly $25k sled.



Reality is I can't just go buy another one with cash tomorrow. Insurance is cheap, and I have spent $1k on stupider stuff for a weekend of fun.