Install the app
How to install the app on iOS

Follow along with the video below to see how to install our site as a web app on your home screen.

Note: This feature may not be available in some browsers.

  • Don't miss out on all the fun! Register on our forums to post and have added features! Membership levels include a FREE membership tier.

Ordering accessories Snow Check

Why does it seem every thread seem to turn into Chadly calling all us "poor" people idiots and ****. Dude just chill the **** out. take your Ferrari and boost and be friends with yourself. i nor anyone here comes here for financial advice, especially from you.
Just so we are clear, I don't come to the internet to make friends. I already have too many. Don't take this forum too serious. I'm sure you have bigger and better things to worry about. I come here for entertainment when I have free time. If I offended you, I suggest you just don't read my posts.
 
Just so we are clear, I don't come to the internet to make friends. I already have too many. Don't take this forum too serious. I'm sure you have bigger and better things to worry about. I come here for entertainment when I have free time. If I offended you, I suggest you just don't read my posts.
I predict that most members come here for entertainment as well. The difference is that decent people do not find entertainment in talking down to their peers.
If your financial situation actually matches your posts, I am genuinely happy for you, but that certainly does not place you higher than anyone else on here. Nothing I read offends me. You cannot hurt my feeling, and I would gladly ride with you or share beers with you. But if you started talking like you do in your posts I would also be the first to say "Shut the fuk up dude".
 
Last edited:
People finance because they can't afford to pay cash. Anyone who says money is so cheap and finances is an idiot. Yeah because cash in the bank taking a 12% hit while paying 6% interest on the loan is way smarter than paying cash ?

Lmao who keeps a sizable amount of cash in the bank in this day and age? There are plenty of liquid appreciating assets.

You're forgetting the promo APR that is widespread in the industry. My Matryx is financed with $0 down and I am not paying a cent of interest. That cash is instead in a well diversified portfolio and is earning me money, instead of being sunk into a depreciating asset.

As the other person said, the real answer is to take a loan out against the assets that are generating you income. Interest earned > Interest charged is a no brainer.

Based off that stance and the fact that you're only getting loans as low as 6% makes me think maybe you maxed out a few cards back in your day ?
 
Lmao who keeps a sizable amount of cash in the bank in this day and age? There are plenty of liquid appreciating assets.

You're forgetting the promo APR that is widespread in the industry. My Matryx is financed with $0 down and I am not paying a cent of interest. That cash is instead in a well diversified portfolio and is earning me money, instead of being sunk into a depreciating asset.

As the other person said, the real answer is to take a loan out against the assets that are generating you income. Interest earned > Interest charged is a no brainer.

Based off that stance and the fact that you're only getting loans as low as 6% makes me think maybe you maxed out a few cards back in your day ?
I love beating a dead horse. Interest earned vs interest paid is not the same. There is something called taxes. I'm would also bet a fair amount of money I pay more in taxes in a year than you have ever earned in a year. I also would bet you what you make in 6 months that my credit score is higher than yours. And finally for the trifecta I'm pretty sure I could out ride you on a snowmobile.... Now if I could just find a mic to drop ?
 
I love beating a dead horse. Interest earned vs interest paid is not the same. There is something called taxes. I'm would also bet a fair amount of money I pay more in taxes in a year than you have ever earned in a year. I also would bet you what you make in 6 months that my credit score is higher than yours. And finally for the trifecta I'm pretty sure I could out ride you on a snowmobile.... Now if I could just find a mic to drop ?
Please post a pic of yourself. I'm dying to see what this sort of person looks like. Never actually seen one besides Dan Belzerian
 
I'll bite - anyone in the excavation biz who's getting crushed with taxes has the wrong tax advisor, or is not flipping equipment (called sec 174, Chad-man). And if you skated by the PPP store (good for six or seven figures of "free money" for every creative dirt mover that I know) - good for you - we the US taxpayers appreciate you even more.

Btizzle nails it - this is cheap entertainment. Please don't stop!
 
I'll bite - anyone in the excavation biz who's getting crushed with taxes has the wrong tax advisor, or is not flipping equipment (called sec 174, Chad-man). And if you skated by the PPP store (good for six or seven figures of "free money" for every creative dirt mover that I know) - good for you - we the US taxpayers appreciate you even more.

Btizzle nails it - this is cheap entertainment. Please don't stop!
I refused the free government hand out. My business only does public work so I have to show a profit unlike a lot of small dirt contractors. I'm not a big fan of people who "dodge" taxes. I make good money so I am ok with paying my share of taxes. Someone has to pay them! I am here to strictly entertain :cool:
 
FWIW, buying new equipment and receiving 100% bonus depreciation isn't dodging - it's job creation. Farmalls are great for billing by the hour. Pretty sure a 128k IBM dual floppy PC is safe to writeoff, too.
 
I refused the free government hand out. My business only does public work so I have to show a profit unlike a lot of small dirt contractors. I'm not a big fan of people who "dodge" taxes. I make good money so I am ok with paying my share of taxes. Someone has to pay them! I am here to strictly entertain :cool:
"My share of Taxes"..... Jesus! Really?? It's your F'ing money to begin with. Running a successful business and life in general for everyone, is not just about what you make or earn. It's about what you can legally keep. Over 80% of the tax code is written to allow people to create and produce (business owner operators) to pay very little in taxes and nearly none if you also provide housing since the govt cannot feed, house or employ everyone. Virtually every country has this deal with those who start businesses, employ others, produce food and housing. I never subscribed nor will I ever subscribe to that "Fair Share" BullSh$t preached by socialists and pinko commie f$cks! I'm not saying illegally, I'm saying use every legal loophole, tax credit and write off allowed legally under the tax code. If your paying a lot in taxes one should be looking for other opportunities to hedge their tax bill just as much as side sources of income.
 
SW Polaris section…please don’t comment if you’re;
-poor
-rich
-pseudo rich
-financing things
-not financing things
-on the gov cheese
-paying taxes, but paying too many taxes (according to the poors)

BTW you should have no problem getting your tunnel bag financed with the sled or whatever the original question was. Unless you have $0 down and a ton of other additions to the purchase price…as there is a max loan to value, of course
 
Last edited:
Premium Features



Back
Top