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Feeling like I just got RAPED on my Yamaha Insurence???

Allstate about 600 yr. Full coverage on 09 Nytro Mtx, 05 Vector ER and my kids 05 Rev 550F Summit+

mines about 700 a year for 08 dragon 800, 08 600 rmk and 08 550 trail rmk..all full coverage (more coverage then normal and 250 deduct)..but I have been with statefarm for 25 yrs..
 
I think your agent must be a former Snowester :eek:


hey its only like 83 cent a..........


Did he tell you about all the fancy policy options you were paying for but didn't ask for?


Did he keep freezing up whenever you asked a question?


Did you try to call over and over and never get thru?

When you said you thought it was too much did he tell you to stop complaining/whinning or go somewhere else?




..............I could do this all day :beer;

actually, its what about 4.21 a day..spare change compared to what you will be taking in....isnt sledding fun?hmm..are the snowest rates going up before we even start paying?....
 
That is some WIDE variance in prices!
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I think you need more information than given. Limits for liability / comprehensive, deductible amounts..

There is much more to this than just saying "full coverage"..

Also if it is on a home owners policy, or on its own policy, if you have any other policies with the agent (multi policy discounts and the like)..

Just some thoughts.
 
Sgi

In my home prov. of Sask., there is no amount of cash with SGI that will insure my TNytro or any other sled with a turbo or as they like to call it an "Engine Booster". Even a factory installed turbo ie. FST, Z1 etc. That was a decision handed down late this year and effective in the books Jan.1/2010. Apparently a T powered sled is more likely to be involved in a wreck than a non-T powered sled of similar performance capacity. What a crock!!!
 
'09 Nytro. Liability to others($20,000 each person/$40,000 each accident/property damage $15,000). Didn't get personal liability because I have health insurance. Comprehensive, $500 deductible. $3,000 accessory coverage, included. Multi vehicle discount and safe driver discount. $323.00 through Progressive.
 
I think your agent must be a former Snowester :eek:
hey its only like 83 cent a..........
Did he tell you about all the fancy policy options you were paying for but didn't ask for?
Did he keep freezing up whenever you asked a question?
Did you try to call over and over and never get thru?
When you said you thought it was too much did he tell you to stop complaining/whinning or go somewhere else?
..............I could do this all day :beer;
he he he..
I have to admit, you made me smile with this one!!

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In my home prov. of Sask., there is no amount of cash with SGI that will insure my TNytro or any other sled with a turbo or as they like to call it an "Engine Booster". Even a factory installed turbo ie. FST, Z1 etc. That was a decision handed down late this year and effective in the books Jan.1/2010. Apparently a T powered sled is more likely to be involved in a wreck than a non-T powered sled of similar performance capacity. What a crock!!!


yeah i found that out yesterday. its total bull shat espeacially for the factory turbo p.o.s.
 
$240 a year for supercharged 06 apex with a $17,000 value, $500 deductible from American Family
 
State Farm has by far the best rates on sleds I pay $200 a year for full coverage on my 2009 Apex
 
I just started a policy with Nationwide today. $319 for the year, full coverage, $500 deductible. Out of all the places I called Liberty Mutual was by far the cheapest at $130 per year for full coverage, $500 deductible. They need you to all have 1 vehicle with them but they won't insure a lifted truck.
 
insurance is crazy expensive for powersports, like smokin dave i just pay 130 bucks to put plates on my sled from december to april this covers liability, fire and theft,
 
yeah i found that out yesterday. its total bull shat espeacially for the factory turbo p.o.s.

Thats our lovely SGI for ya, they can do w/e they want since they have no competition. usual gov't bull****, they use anything but common sense.
 
I wouldn't use Geico for anything powersports related. They wanted like 1200 a year for my 225 street bike...Progressive was like 30 bucks a month. I am getting a pretty good deal from Geico on my 2 pickups...around 900 a year for both so that isn't too bad.
 
Sgi

yeah i found that out yesterday. its total bull shat espeacially for the factory turbo p.o.s.

There is hope after all. Not with SGI of course but looks like there will be an option and not too bad of a price either. $25,000 is 2.5% of ins. value or about $625/yr. Can't remember the new company but it seems they use to underwrite for SSA policies??? If your interested I can get the info again from my agent and pass it along.
As it stands SGI is pretty much forced to insure me as they did not have this exclusion on the books when I renewed my policy but for sure next year I'm off limits for them and I don't really care.
 
my home and auto are with allstate, but when I got my apex they wouldn't insure over 800cc. So I found state farm had by far the lowest rates. I have full coverage 500 deductable for my 07 apex se for 280 a year.
 
'09 Nytro. Liability to others($20,000 each person/$40,000 each accident/property damage $15,000). Didn't get personal liability because I have health insurance. Comprehensive, $500 deductible. $3,000 accessory coverage, included. Multi vehicle discount and safe driver discount. $323.00 through Progressive.

just to let you know health insurance don't cover accidents. get the extra bodily injury protection. because there alot of riders that don't have any
 
American Family has good rates if you have other coverage with them,we have our home ,4 vehicles,2 bikes,life ins,Business ins,umbrella,and five sleds so our rates are nothing. and they dont care how often you total one out.
 
I got a copy of the policy today and it's starting to make more sense now.

I am getting hammered because of my two teenagers!
I can't exclude an eligible driver in my household from coverage, and they don't turn 18 till this may!
And they had my deductibles at the minimum level.

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insurance

06 attak ,full coverage, $500 deductible, $174 per year
07 apex fountain, full coverage, $500 deductible just over $200 per year with state farm
 
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