I know that. But you aren't one of these guys that tell everyone that if you cannot drop 14k on a sled then you shouldn't do it.
Personally, I don't see where anyone can get off saying that. Crap has gotten expensive.
vehicles for one. 5 years ago a 30k car was a luxury, now it's a base model.
same goes with trucks.
My sled is an 09. I paid $7900 for it. Brand new, in the crate. Now, guys are trying to sell their used and beat to hell 2013 sleds for 8500. A new sled will destroy a 12000 dollar bank account.
Gas, well that's frickin obvious
Groceries, obvious also
Seems like when people start to find a way to save money something goes up. XCEL energy rates are being hiked up yet again this winter.
I can't afford to pay cash for a sled, nor will I. I will do the 0% thing like you do, like phatty mentioned. Will I ever by a used sled? Hell no. I don't want someones else's problem. But am I willing to put life on the sideline waiting for money to start piling up? No, I only have one life and I'm gonna live it up. No man, or woman for that matter would be happy sitting around doing nothing.
These threads pop up every year and it always seems to have the same tools saying the same thing and the tone is that if you don't drop a cash roll on the dealer table you pretty much aren't worth the ground you walked in on. I find it judgmental and pretentious.
Maybe something happened to Joe Blow in the course of time between him snow checking and picking the sled up. Maybe his house flooded and his homeowners doesn't cover flood damage. Maybe his fuel injector drilled a hole into his piston causing the motor to fail and he had to pay cash for the repairs. Sh*t happens and people don't like to talk about it.
Yeah, I could understand it a decade ago when salaries were still pretty much where they are now but prices were 1000s lower. Inflation is a horrible thing. I seriously doubt I will ever be able to pay cash for something like that. It's expensive to live where I live believe it or not. Fuel is thru the roof, as is food. Housing is way more expensive than the city. But it's a sacrifice I make so I don't have to sit in traffic for 2 hours every night just to drive 10 miles to my house. But I have a sick wife to pay for. I will have to pay for tuition for 2 boys to go to college. I'm pursuing getting another degree. Gotta pay for that.
So if you have to get a loan to buy a sled, bike, truck, camper or an RV, so what??? You aren't a loser, you aren't a lazy worthless slouch. Buying a sled on credit isn't a bad thing. But putting mods on credit is silly. I did that once when I was younger and that was stupid. Buy the sled on credit and pay cash for your mods. You aren't gonna EVER get your money back, but thats just part of what we accept, loving this sport as we do.
