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who do you use for sled insurance?

Allstate

I was with State Farm for the last 12 years, rates keep creeping up every year. My 08' Xp 800 154" last year was $408/$250 deduct.
Got a flyer in the mail from an Allstate agent here in town, gave them a call. Allstate $298/$250 deduct. or $205/$500 deduct. for my 09' XP 800 154"X
State Farm was almost $200 more, mentioned this to my agent and asked why? he had no real explaination, he then said to go with Allstate. So that's what I did, now also having Allstate see if they can get me better rates on my home & autos
 
I have desmet farm mutual here in south dakota. I have 3 vehicles 2 sleds the house and a boat on it and its about 130 a month. The sleds are about 12 bucks a month with 250 deductable. I only keep insurance on them for 6 months put it on about nov and take it off in april. Totaled out my 98 stock rmk I paid 1900 for it rode it for a year and a half and they paid me 1950 for it when I totaled it. The wife has totaled 2 cars do to deer hits over the last 5 years and I have hit two deer and it still stays the same per month. I have had real good luck with them.
 
Mutual of "Take A Chance"! Never wrecked one in 40 years. Figure I've saved at least the cost of a new sled by not buying insurance. Insurance is rediculously expensive in B.C.
 
Mutual of "Take A Chance"! Never wrecked one in 40 years. Figure I've saved at least the cost of a new sled by not buying insurance. Insurance is rediculously expensive in B.C.

"Never wrecked one in 40 years." Me too!
I cable the trailer backed to the fence, leave the truck hooked up to it, disable the ignition in the truck. also have yard dogs and a 200' long driveway.
Insurance is way too expensive!
 
State Farm. $264 with a $500 deductable.

I'l let you know how the claim sevice is if my stolen trailer and sled doesn't turn up soon.



PITA..do your homework or they'll try to take you to the shed:face-icon-small-dis, I am considering farmers, claims for this company is a very pleasant experience to say the least:)
 
TO be more specific. With a $500 ded on an '09 or newer what are you paying per year?

Thanks!
 
I do statefarm, 100/300, 50 meds,on a 250 deduct..D-8 is 285 a yr, sons 600 ho is 245 a yr and the daughters trail rmk is 188 a yr....never had a problem claims wise..
 
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