What's everyone paying for insurance?

[qbeam]

I just picked up a new M8 2010 and my insurance agent quoted me a premium of $370. Is this a good deal, my 07 Rev that I bought new is only $250. Have premiums gone up since then or am I getting the shaft?

 

[sledjunky3]

where the heck is that from?? i want in!!

 

[Hamps]

2009 M8.

$238 year for full coverage including my trailer thru American Family. On the same plan as house/vehicles/motorcycles etc.

 

[newmy1]

Was paying 600+ for 2009 XP, quoted the same for my 2010. Quote from Allstate 230 (for 2010 only), have since switched all my insurance to Allstate.

 

[08nightfire]

2008 M8 and 2009 Triton drive on drive off $584 a year

 

[mc2stroke]

I pay $175-$180 for my 2005 800 151 Skidoo but I have 1 claim against it so that raises the price a bit. I'm with country companies and have all my stuff through them.

 

[eludnu]

I'm paying under $325 on a Race Gas Turbo M8.

 

[EagleRiverDee]

State Farm charges me $236.40 a year to fully insure my 2009 Skidoo 600 Renegade MXZ ETec, and they charge me $23.40 a year to insure my 2002 Polaris 550 (loaner sled) just for collision/injury. I wanted the insurance on the cheaper sled in case we loaned it to someone who injured themselves, to reduce the risk of being sued.

 

[jlebrun_05]

$218 on an 09 xp 163, full coverage with a $250 deductible

 

[Rx1ton]

03 Rx1 $145/yr @ $250 deductible. State Farm.

 

[94fordguy]

I'm kinda in the same boat... checked into some insurance for my 05 900 RMK today through Foremost insurance (sub-contractor for Geico) and they told me that for my sled with full coverage --- 100k/300k/50k property + comprehensive/collision and fair market value replacement, they wanted $468/yr... I about fell over Liability alone was pretty cheap, but that's not what I want if I'm gonna actually spend the money to get insurance on it.

Sounds like State Farm is the best bet from the reading I have done huh?

 

[icr]

$600 a year for full coverage on my mod and 26' enclosed.

 

[41racing]

insurance sucks you pay good money and then have a claim and they either don't pay or pay and then drop you... what a joke

 

[EagleRiverDee]

insurance sucks you pay good money and then have a claim and they either don't pay or pay and then drop you... what a joke

That's not been my experience. Some insurance companies, yeah. Usually the ones that claim to beat everyone else's prices. But I've had claims with State Farm and not only did they not drop me, my rates didn't go up either.

I think you can research which companies are best about that. I've heard some nightmare stories about Geico and how they drop people at the first whiff of a claim. But I don't know for sure, I've had State Farm my entire adult life. Never saw a reason to switch, since they do what they're supposed to do.

 

[Rocknrone]

$180 a year.

Same insurance covers house, cars, trucks, rv, 7 trailers, construction equipment, workmans comp, business liability, fire, health.......blah blah blah. It never ends.

 

[IowaSnowCat]

American Family hands down! cover your claims and take of you!

 

[Polaris_shift]

$3000 a year for full coverage on my 2009 Polaris Shift 550

 

[srx_600]

$3000 a year for full coverage on my 2009 polaris shift 550

ouch!

 

[icr]

$3000 a year for full coverage on my 2009 Polaris Shift 550

Are you kidding? You could buy a new one for two years worth of coverage...

 

[Polaris_shift]

Are you kidding? You could buy a new one for two years worth of coverage...

Nah, the Norwegian insurance company's do not like a 17 year old kid with a snowmobile..