Health Insurance Premiums

[Snowmark]

they just raised my monthly premium again to $686....it was under $100 for the same plan(?) when I first got it around 1991...., now at age 51, Anthem BC/BS $1000 deduct, 80% of first $5000 and a lawyers worth of copay %s in fine print....which mean I pay more than the deduct.....is this ridiculous? I bet the insurance industry will shove all us over 50 onto the taxpayers back like medicare/cade....cause they just don't wanna cover us.....think of public healthcare thru that perspective....a way for insurance companies not to cover those who most use the insurance.....so are these rates like what you all are seeing?

 

[thomps33]

I pay $125/month premium...but have a $3000 deductible. If I end up paying that deductible and spread it out over a year I would end up paying $375 a month. I consider that cheap insurance considering what it covers and how much health care costs now days.

 

[duffman]

can you shop around?

 

[ruffryder]

health insurance, car insurance, home insurance....

You know, we pay an awful lot of money "just in case".

Insurance is a scam. I mean, how did we ever survive without in the first place?

 

[thomps33]

health insurance, car insurance, home insurance....

You know, we pay an awful lot of money "just in case".

Insurance is a scam. I mean, how did we ever survive without in the first place?

In this litigious society can you afford not to have insurance?

 

[Snowmark]

collections

yea..fall off a ladder and you could be in debt for life without insurance not to mention collection agencies.....ya have to have it to live in the modern world and the companies know it....how could it not be corrupt?

 

[tech a]

In this litigious society can you afford not to have insurance?

Just dont own anything, have all your money in cash or (gold, silver,)
precious metals...Rent, don't own...finance everything (let em take over payments)....If they try to garnish wages....quit and go on the Obama
plan.....free cheese for life!

 

[FriscoProx]

Anthem has much cheaper newer policies. You should be able to get the same policy for 1/2 to 1/3 of that if you re-apply and then cancel your existing policy. It will take a couple years for them to jack your prices back up to where they are now, but by then who knows, we may not have a gov't let alone insurance.

 

[Fosgate]

I think alot of vets don't know this but you can get coverage with the VA. I served in the early mid-90's not during wartime. I'm going to school now but the VA pays for everything except $7 for meds copay. When I start working I can still be on the VA plan and they will pick up what my insurance from the employer won't pay. So I'm wondering if the VA would pick up the deductable difference. hmm...

 

[ruffryder]

I think alot of vets don't know this but you can get coverage with the VA. I served in the early mid-90's not during wartime. I'm going to school now but the VA pays for everything except $7 for meds copay. When I start working I can still be on the VA plan and they will pick up what my insurance from the employer won't pay. So I'm wondering if the VA would pick up the deductable difference. hmm...

USAA has recently allowed ALL vets access to their services too...

 

[Snowmark]

hut two three four

my agent is working on a study of the available and has been overwhelmed with calls to find cheaper rates...another pal of mine coincidentally with the same insurance got hit exactly the same....so meantime if I join the Guard I might get a deal?

 

[Chazmanian]

I think alot of vets don't know this but you can get coverage with the VA. I served in the early mid-90's not during wartime. I'm going to school now but the VA pays for everything except $7 for meds copay. When I start working I can still be on the VA plan and they will pick up what my insurance from the employer won't pay. So I'm wondering if the VA would pick up the deductable difference. hmm...

Day-Um Homie...You are lovin' you some straight up Gov'ment cheese health care and you are cool with that so long as not to many other folks get to opt in with you eh?

Last time I checked the VA wasnt a private health ins company....

Just so know I aint mad at cha...Just find it odd how proud you are to reap some Guv'Ment cheese when you post up stuff like this:

You posted this:

I don't see how this plan they are proposing is going to work. They are pushing through that states can opt out. If they do that then the rest of us will be stuck with a smaller insurance pool and it will cost more. How they think this will work is beyond me.

And This

I just saw on the tube where Obama was talking health care in a meeting with representatives of the health care industry all smiling and smug how they are on board with Obama for a change to the system.

This concern's me. These people should all be barfing at the sight of him and not wanting to agree with anything. Either they are putting on a front and will fight any progressive change that actually has our interests in mind or we are about to be seriously screwed. If they are actually on board you can sure bet it won't get any better for anyone but them. Cause if the govt was serious about regulating prices and not allowing them to make squat for profit like Obama said. Why in Sam Hell would they support him? I'm maybe starting to come around Ollie. In principal what I had written about would be a good change. But with the deals behind closed doors going on with crooked politicians will probably do nothing more than make some kind of abomination of health care system.

Yet ride on this Taxpayer funded tittie?:the VA pays for everything except $7 for meds copay. When I start working I can still be on the VA plan and they will pick up what my insurance from the employer won't pay. So I'm wondering if the VA would pick up the deductable difference...

So what you really want is the Guv'ment to or your fellow taxpayers to pay your deductable difference based on having served a few years and not being a disabled vet much less a combat vet?

So are you for the availability of what you get to others or??

 

[Snowmark]

too simple

we should just pool all the applicable healthcare related bills together, divide it by the number of people over 18 and we all send in a piece...no pay no service.....with some oversite and consideration of course....that would be gov't working for the people