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health care

I don't have time to be sick! Only people that have the 6+ hours to wait to be seen in the ER are the good-for-nothing lazy ***-wipes that you and I are footing the bill for to begin with. i say let them freaking die!!
 
I'm dern near with you on the let em' die plan Mold.....I was being sarcastic when I said lets share the cost of sending them to the ER as thats what we are doing now!!

I wish I had an answer for our health care woes in this country....Our current setup reeks and from the looks of it the senate is debating a pile of crap as well. Forcing folks to buy Ins is wierd and seems wrong....Morer so even then the public option for poor folks. I think I'm a Tort reform guy who would like to see the Ins co's be able to compete in all markets.....If Wal-Mart could sell health Ins it wouldnt be going up 10-15% a year. I'm all for the free market making Health care a competitive buying and selling enviroment.

Like you I never get sick. Rarely if ever see a Doctor, generally avoid the ER if at all possible and try to eat as much leafy green and lean meats as possible.
 
There are a couple of issues here that I think most people do not understand.

Forcing folks to buy Ins is wierd and seems wrong....Morer so even then the public option for poor folks.
We already pay for them now, this just forces them to pay in. Those with insurance pay for those without that can not pay their bills. It is built into the cost the hospitals charge insurance companies..

I think I'm a Tort reform guy who would like to see the Ins co's be able to compete in all markets....
Tort reform happened in Texas and the result was no decrease in premium costs. Tort reform is a smaller part of this issue then people want to believe.

If Wal-Mart could sell health Ins it wouldnt be going up 10-15% a year. I'm all for the free market making Health care a competitive buying and selling enviroment.
What you need to remember is that there are actually two markets working here.

One is between the people and their insurance companies. More insurance companies, more competition, lower prices for insurance, I get that.

The other market though, and it is one it seems few people know about, is between the insurance companies and the hospitals. Hospitals do not charge the insurance companies the same amount for a procedure. It is negotiated. If you have a lot of small insurance companies out there, they will have much smaller clout to get a cheaper rate from a hospital then one large insurance company. Also, most people are not willing to travel very far for a hospital, especially when they would pass a couple of other hospitals on the way. Therefore, if your insurance company has most of its people in another state, and you join into that one, the insurance company is better off if you go to the hospitals in that state, not the location that you are in.

It is a complicated system...
 
There are a couple of issues here that I think most people do not understand.

We already pay for them now, this just forces them to pay in. Those with insurance pay for those without that can not pay their bills. It is built into the cost the hospitals charge insurance companies..

Tort reform happened in Texas and the result was no decrease in premium costs. Tort reform is a smaller part of this issue then people want to believe.


What you need to remember is that there are actually two markets working here.

One is between the people and their insurance companies. More insurance companies, more competition, lower prices for insurance, I get that.

The other market though, and it is one it seems few people know about, is between the insurance companies and the hospitals. Hospitals do not charge the insurance companies the same amount for a procedure. It is negotiated. If you have a lot of small insurance companies out there, they will have much smaller clout to get a cheaper rate from a hospital then one large insurance company. Also, most people are not willing to travel very far for a hospital, especially when they would pass a couple of other hospitals on the way. Therefore, if your insurance company has most of its people in another state, and you join into that one, the insurance company is better off if you go to the hospitals in that state, not the location that you are in.

It is a complicated system...


I get the basic idea...And by no means glean my Political positions From Limpbow, Becked or Hannutty...

That being said I'm a fiscally conservative guy at heart...I do realize that the cost of the uninsured is built into my big health ins bill and I dont like it a bit.

I have a problem with millions and millions of extra folks essentially on Medicare. Why? I'm not 100% sure why as I wouldnt take offense at paying $20.00-$30.00 a month more in taxes to extend an option to the working poor.

My fiscally conservative side. Greedy side? Cant quite stomach the thought. I have lots of friends and guys I ride dirtbikes with who work and have no ins...Its an issue for sure yet my gut tells me there is certainly a way to drive down these ridicoulus premiums.

What I do have a major issue with is the way the whole deal is playing out.

I cant stand the special interest groups and big dollars that drive the debate. I'm uncomfortable with Corp Anyone owning our legislative system. To have private money drive our laws and policies is the American way and I dislike it.

That being said to qoute Jesse Ventura (A fine Politician if there ever was one IMO)

"Our elected officials should have to wear those Nascar style drivers suits with patches and logos of all the folks who sponser or in essence own him/her. Then we will know what he/she is really all about"

I like that thought!

I think if we can overcome the dollars driving our elected officials every move and essentially in absolute control of our legislative process we may have folks who govern a bit better?

I'm all for term limits....Being a Senator or member of the house should not be a lifetime career.
 
chaz, the first part delt with the issue at hand, but what did the rest have to do with anything we are discussing?

Seemed more like a defensive position / statement? :confused:
 
Naw....Lets just send them to the Emergency room and share the cost of their treatment instead.

Some guy named Yamahotrod left me bad Ju-Ju for this post?

What a Spazwad.....The kid cant handle the truth?

Question for you Yamahotrod...Who do you think pays for the uninsured now? Do you not realize that by leaving our current system in place that millions of uninsured including illegals will continue to waltz into emergency rooms across our fine country essentially recieving care on our dime?

Honestly Dude........Where do you think folks without Insurance get healthcare now...Today? As I type this.

Are you that far removed from reality?

I dont understand this bad Ju-Ju syndrome. Little spaz leaves a guy bad Ju-Ju instead of debating the issue?

We have a name for guys like that where I'm from. Its called "Little Biatch":lips:.
 
Some guy named Yamahotrod left me bad Ju-Ju for this post?

What a Spazwad.....The kid cant handle the truth?

Question for you Yamahotrod...Who do you think pays for the uninsured now? Do you not realize that by leaving our current system in place that millions of uninsured including illegals will continue to waltz into emergency rooms across our fine country essentially recieving care on our dime?
Honestly Dude........Where do you think folks without Insurance get healthcare now...Today? As I type this.

Are you that far removed from reality?

I dont understand this bad Ju-Ju syndrome. Little spaz leaves a guy bad Ju-Ju instead of debating the issue?

We have a name for guys like that where I'm from. Its called "Little Biatch":lips:.

Nailed it Chaz, but the current legislation will not make it any better. Tagged in with health care i am sure is amnesty clause. Then they will be granted immediate citizenship all on the tax payers dime.
 
Nailed it Chaz, but the current legislation will not make it any better. Tagged in with health care i am sure is amnesty clause.
Is this what your feelings tell you? It isn't in any of them, but it doesn't really matter does it?
 
Nailed it Chaz x 2;) All of us pay more than enough for....less fortunate(trying to be kind) individuals. Hard work=success; something a lot of people don't want to accept. Who is going to pay for this plan anyways? Oh that's right...all of us:(
 
It's really kind of sick the way the system works today. You get sick, your unfortunate, maybe you self insure. So, the hospital bills you, and adds a tax onto your bill, something like 200%, to pay for people that can't pay.

So, if you pay, or are insured, you are penalized, robbed, for others that don't pay. The liberal health care system is rigged to tax sick people.

Stop this, and bring the real cost of welfare out in the open. Force the uninsured to seek healthcare at government offices.
 
Is this what your feelings tell you? It isn't in any of them, but it doesn't really matter does it?

Are you sure it's not? Have you read any of the purposes Bills? Why are the American tax payees responsible for footing the health care bills for thousands of people illegally in our country? Does this cause hospitals to turn away uninsured citizens? How much do we spend anually on illegal health care annually? How does the current health care bill deal with this scenario? Everyone is on govt. Health care, how do we make sure your migrant worker friends get stitched up or give birth to a anchor baby without a govt issued health care card Ruff? Think about the big picture.
 
Another reason that the govt should not be involved in private sector/health care, is th current status of social security and medicare. They are both broke. Same problem with most school districts. To much costs going to Admin., not enough money left over to be spent where it should,in a classroom, or taking care of us that have paid into the system all of our adult life.
 
It's really kind of sick the way the system works today. You get sick, your unfortunate, maybe you self insure. So, the hospital bills you, and adds a tax onto your bill, something like 200%, to pay for people that can't pay.

So, if you pay, or are insured, you are penalized, robbed, for others that don't pay. The liberal health care system is rigged to tax sick people.

Stop this, and bring the real cost of welfare out in the open. Force the uninsured to seek healthcare at government offices.

Nice.:beer;

I think the Politicians in Nascar style drivers suits listing all their sponsers/owners would help as well.

The Dems are owned by team trial lawyers and the drug manufacturers....The GOP owned by the health ins companys.

Throw in a couple of big money guys like Dick Armey paid by the Ins companys to do "Grass-Roots" stuff riding around in tour busses handing out Obama sucks and so does free health care signs and some pro freebie health care libs owned by the Drug makers making feel good socialized health care rocks commercials?

Makes for a funky mix.
 
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stew on this.......

Perhaps part of high insurance costs has to do with ourselves as insured individuals and our "get mine" mentality.

I work in healthcare, and it is sickening the number of people I see and other areas see, for November and Dec for piddly crap. Ya know why it gets so busy with piddly chit like vericose veins or an aching shoulder that's not hurt just aches for the last 2 years.

It's because as soon as someone with insurance meets their detuctible(sp) for the year, they say, well hell it's free I'm gonna get stuff checked out or done.

I've had that mentality, never met my amount though, and I bet lots of people on here would think that to.

Now how is the insurance company supposed to pay for Joe and Jane's 25 grand in what is basically elective procedures, when Joe and Jane only have a 5k detuctible(sp)?
 
xrated,

you bring up a very good point. Insurance, by definition, insulates the user from the actual costs.
 
xrated,

you bring up a very good point. Insurance, by definition, insulates the user from the actual costs.

So how is the insurance company gonna pay?

Could they raise rates on everyone, and the masses just assume it's hospitals sticking it to the insured to pay for the dirty illegals and bums?;)
 
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