Credit Cards ..who has them and how many ??

[XXL]

I have one that I put everything I can on it, even a couple bucks at the grocery store. Then without fail I pay it off at the end of the month. My pappy learned me good, if you don't have the money don't buy it, save it first.

 

[Zachcreek]

Two, Business related and personel. Pay off every month. Pay cash for toys after saving....... Wait, if I screw up because of predatory lenders, maybe I can get a bailout.....crap, I screwed up by being responsible....I need to change my ways.....

 

[somedude]

users may not pay for using their credit card (if they pay it off) but merchant's pay
2% to 5% as a business owner i encourage my customers not to use credit card
and if they do 3% is added to their bill

 

[T-Bone]

Debit card only for me. I got a really good education on credit cards from my ex. She had about 5 and was about 25k in debt when I met her. Making payments every month, still 25k in the hole when we split up. Not fun.

 

[Jaynelson]

I got a couple....one for personal, one for the biz. Pay them off every month and I get points. Despite my best efforts, I will not be buying a 300K house for cash at age 25, so attaining a good credit score and getting a mortgags is the only way :beer:

 

[XXL]

I got a couple....one for personal, one for the biz. Pay them off every month and I get points. Despite my best efforts, I will not be buying a 300K house for cash at age 25, so attaining a good credit score and getting a mortgags is the only way :beer:

We lived in a dump for 5 years, and put a house payment a month into different mutual funds. We then lost our minds while we worked for a year building our own house, along with some good friends (you'll know who your good friends are when you get done). Times were different then but I bet it's still possible. Continue to save your house payment. Add up your mortgage payments and see what they are for 20-30 yrs. then imagine what your savings would look like. It ain't for everybody I guess but it worked for us.

 

[906th_Airborne]

lets see...

1 debit card
1 credit card (250$ balance)

only use the credit card if I am in desperate need of gas to get home.

 

[Trukker]

heard the other night that the average person holds up to 7 credit cards and is in debt on average ...30gs ..is this true ??


PS .....we have none

How do by Fuel for your Large Car

 

[H2SNOW]

How do by Fuel for your Large Car

fuel cards which aren't mine

 

[Jaynelson]

We lived in a dump for 5 years, and put a house payment a month into different mutual funds. We then lost our minds while we worked for a year building our own house, along with some good friends (you'll know who your good friends are when you get done). Times were different then but I bet it's still possible. Continue to save your house payment. Add up your mortgage payments and see what they are for 20-30 yrs. then imagine what your savings would look like. It ain't for everybody I guess but it worked for us.

I am saving up a heavy down payment regardless, and plan to pay off any mortgage well before its term. FWIW, a "dump" here costs $250K currently, so I am not planning on buying anything fancy by any stretch even at 300K+

 

[SnowAddiction2]

We lived in a dump for 5 years, and put a house payment a month into different mutual funds. We then lost our minds while we worked for a year building our own house, along with some good friends (you'll know who your good friends are when you get done). Times were different then but I bet it's still possible. Continue to save your house payment. Add up your mortgage payments and see what they are for 20-30 yrs. then imagine what your savings would look like. It ain't for everybody I guess but it worked for us.

I'm trying to convince my Nephew to go this route. A little discipline and hard work will get a roof over his head with out having mr banker robbing him each month. Start small and work his way up. Can you tell, I hate BANKS.

 

[Jonce]

1 debit card, no credit cards but I do have a couple loans and a mortgage. It would be nice to get rid of the loans but lack of discipline takes over far too much. My hobbies are not the cheapest either - sledding and cars/trucks. Best debt I've had so far is my student loan - without it, I would not have half the toys I have today.

 

[go high fast]

who's the guy who bought the truck with the student loan......i bet he has a nice assortment of credit cards.

 

[ruffryder]

had 4 down to 3, soon down to two..... I will always have two. One I use, and the other is extra...

I only use 1 mainly... pay it off every month.

Got to love 0% APR for a year... (plus the 3% charge...)...