Hey Coxy (and anyone else)... one of the coolest tools to be able to start a fire in an emergency is a road flare. They'll work under water, and you got 20+ min of HOT fire to start what will likely be wet tinder and get yourself a fire going. Wrap 2 in a clean, dry rag, and rubber band them together. they won't rub that way, and you even got a 'rag' if you really need one.
............just a thought.
............just a thought.