Just picked up my 09 rmk dragon and need insurance for it. What are some of the better companies to go with and what kind of rates are you guys getting?
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Best Insurance For New Sled...
- Thread starter DrSmooth
- Start date
Thats a good post. I have the same sled and am wonder the same question.
State Farm
Looked all over last year for my 08 M1000 and ended up going through State Farm they were really cheap I pay $220/yr.
Looked all over last year for my 08 M1000 and ended up going through State Farm they were really cheap I pay $220/yr.
Looked all over last year for my 08 M1000 and ended up going through State Farm they were really cheap I pay $220/yr.
is that full coverage or liability only?
A
auggie11
Member
State Farm
Mine is also state farm, paid $267.00/year. Full coverage. That also include coverage of my upgrades to the sled. 09 Dragon 155, Clutch, Skid, Holz front. And I don't have a single vehicle or anything else covered by state farm. May soon be switching that if they want to offer low rates though.
Mine is also state farm, paid $267.00/year. Full coverage. That also include coverage of my upgrades to the sled. 09 Dragon 155, Clutch, Skid, Holz front. And I don't have a single vehicle or anything else covered by state farm. May soon be switching that if they want to offer low rates though.
State farm is a joke around here for me!
They wanted $240+ for my pile of crap MACH Z I switched to Allstate and now I am paying $134.
State farm was also double on my 4 wheeler as well. My dad made the switch and it was almost $500 a year savings with the same coverage.
I had a tough time getting my MXZX 440 insured because know one has it in the system. Allstate put it in and it is just a couple of buck more than my old sled. I think he said something like 140 something a year for my 07 440. Never had a problem with them either.
BTW if anyone wants to try an insure a 440 allstate has it in there system now thanks to me!
$100 deductible if it is stolen $250 if you pile it into a tree.
They wanted $240+ for my pile of crap MACH Z I switched to Allstate and now I am paying $134.
State farm was also double on my 4 wheeler as well. My dad made the switch and it was almost $500 a year savings with the same coverage.
I had a tough time getting my MXZX 440 insured because know one has it in the system. Allstate put it in and it is just a couple of buck more than my old sled. I think he said something like 140 something a year for my 07 440. Never had a problem with them either.
BTW if anyone wants to try an insure a 440 allstate has it in there system now thanks to me!
$100 deductible if it is stolen $250 if you pile it into a tree.
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met life. around 170/year, full replacement, AND only 250 deduct.
by the way... i'm in california, anyone know if that makes a difference?
G
GMCRMK
Well-known member
met life. around 170/year, full replacement, AND only 250 deduct.
Ditto for me.
got both of my turbos threw farmers wich is formost got them both in shured for 20,000 each with 200.00 deductable for 800.00 a year and yes they will pay replacment value as long as u got ur recipets i had on of my m-8 turbos stolen out of the trailer last year and some tools they replaced everything to the penny for add ons the sled the took high book on that very pleased with the out come and fixed the trailer
State Farm in CA: 250 deduct/full coverage/100k300k liabilty-250/yr
still checking around though....
I'm in Sacramento. $300 ayear full coverage, theft, act of God ect. $250 ded. 2006 m7. Foremost, I even filed a claim last season for 1600 in damages. Rate barely changed this year.
I am with Farm Bureau and pay $140 a year for $10,000 coverage for my 09 800 XP. I don't remember my deductable but that is full coverage.
Hope this helps,
Kory
Hope this helps,
Kory
X
XXL
Well-known member
Farm Bureau, 06 Summit 600 @ $5000.00 $88.00, 07 Summitt 800 @7000.00 $114.00, He approximated the 09 Summit 800 @$10600.00, $140.00 ish. per year, all $500.00 deductible. I think there are variables, for insurance rates, credit and insurance history, longevity with company, other policies from same company etc.
I carry my insurance on the sleds year round, my insurance guy says if sled is in the garage during the summer and it is not insured separately and the house burns down the company will not pay, they are motor vehicles and are not covered under household insurance, same with wheelers.
I carry my insurance on the sleds year round, my insurance guy says if sled is in the garage during the summer and it is not insured separately and the house burns down the company will not pay, they are motor vehicles and are not covered under household insurance, same with wheelers.
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