Himark:
Glad everyone is ok.
Last summer I had a similar thing happen, but an 85 year old lady pulled out of a side street and we hit her right in her drivers door at 55mph. Kids both strapped in the back seat, youngest with a car seat, and they both walked away. They were sore for few days, but no lasting issues.
Just a FYI, I would get your daughter to a chiropractor ASAP and have them do a full set of xrays. Our kids had some misalignment due to this and after a few weeks of adjustments, that misalignment went away. Oddly enough, when you are in a crash and need medical treatment, YOUR policy pays the first "X" amount. I think the minimum amount anyone has is like $25,000
The clock starts ticking for the insurance company the moment the accident is reported to them. They will try and have you sign a release that states that your daughter is ok, and the insurance company will no longer pay any medial bills after that. It would be a shame that this crash caused something undetected to rear its ugly head 2 years from now.
Get to the chiropractor ASAFP and bring your claim # and insurance company info. The chiropractor will directly bill the insurance company. Believe me it is worth doing........
You will have a lot more bargining power with the insurance company once you get to the chiropractor and they find her spine out of alignment.
$1,000 is nothing, our insurance company pyed for all doctor and chiropractor visits, and we ended up settling for much more per person than $1,000. We have that money set aside for awhile to make sure nothing is wrong with the kids that we would have to pay out of pocket for.......