I started my addition last weekend and this is the progress in 2 weekends. The beam is engineered but working around it with a skid loader and one bump this thing would come down. Do you think my homeowners would cover it?
Would home owners cover this if it fell?
- Thread starter Himark
- Start date
If your doing it yourself I am pretty sure you would need some kind of construction insurance to protect against any accidents like what you are referring to. If you were having a contractor do it it would be covered under his insurance and bond if there was damage or loss.
I think fordy is right on the insurance.
I also think you need one more Bobcat for the project!!
I also think you need one more Bobcat for the project!!
Ya thats not going to work your loading thousands of pounds on those look like 4x4. Unless thats temporary i would start over check building codes. Ayleast get an engineered glue lam beam that way you wont have to support it as much and maybe run some footings for were you might support it. But anyways i dont think the home insurance would cover maybe if your cat is insured it would
yes those are temp 6x6 supports. The telepost is also temp so I can get the pad poured for it. The 6x6 temp out on the end is sitting on a 3x3x3 poured pad. I dug the permanent pad last night to pour for the center support and look what I found! Anyway going to pump this down and throw some betonite in there to try and dry it up a as best possible.
yes those are temp 6x6 supports. The telepost is also temp so I can get the pad poured for it. The 6x6 temp out on the end is sitting on a 3x3x3 poured pad. I dug the permanent pad last night to pour for the center support and look what I found! Anyway going to pump this down and throw some betonite in there to try and dry it up a as best possible.
Himark, maybe tell your work crew to stop drinking so much beer and filling up your footing hole with p!ss. You can tell by the foam and the color......
Fyi just got off phone with insurance agent told them I was adding a garage and replacing basement walls they said no additional coverage is needed. I asked them to be sure they checked with underwriting and since it's an attached improvement it's covered.
Did you ask if you screwed something up and the corner of the house fell into a hole, if that is covered? Might not want to ask that, but I thought that was your original question and I don't get the feeling that is what you asked in the above quote.
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that sucks there is water that close to the surface good luck to ya with the project and the insurance junk
For the heck of it you should get course of construction insurance. Its really inexpensive and saves your butt.
Well it hung in there and didnt fall. I feel like I just jumped the snake river
A family effort for sure.
A family effort for sure.
S
snowman*150*
Well-known member
Wow thats a big project! Its totally looking good tho!
Are you going to put up finished pictures when your done?
Are you going to put up finished pictures when your done?
