I could not belive the slop my Garrett had when it came out of the box . I would tell you to inspect the wheels for dings or damage and call it good.
On a side note i have looked at one of our Cat Backhoe turbos after 12000 hrs. It ran perfect and showed no signs of problems. We removed the turbo and found the shaft very sloppy. The compressor wheels were rubbing on the housing , and had made large grooves .
This is a Garrett off of a 2001 Cat 4 cylinder , i dont know if it was a ball bearing or a journal bearing . But i was very shocked to see what it looked like , and it still ran perfect.