term life insurance

[ruffryder]

Who do you guys use? Need to get a policy going for myself and the Mrs.. just curious if there are companies to steer clear from and who you guys recommend.

 

[POLZIN]

New york Life . find a good agent that knows thier stuff. they have excellent products.

since my cousin is dying at 36 I would recomend a policy that has pre-death benefits.It can be expensive to enjoy the life you have left.

 

[newmy1]

I have my work policy maxed out at six times salary, then another 1M with Phoenix Life. Have 500K on my wife thru same company.

You should be fine dealing thru a reputable agent. I wouldn't buy the cheap stuff direct online, then again I am not an insurance expert.

 

[Tylerstc]

Sent you a pm..

 

[Bubbles]

Term, you need less money as you get older, Unless you want to make someone else rich.

think of it, house is paid off, kids out of school on thier own, why would you need to pay so much to get a big setelment.