I am renewing my insurance for my 08 summit x 800. Progressive wants a little over a $1000. Anyone have any advice on cheaper coverage thats good?
Skidoo insurance
- Thread starter outlawcustoms
- Start date
I have Liberty Mutual. You need to have your car insured with them for them to accept snowmobiles, but they are very reasonable. My 2008 XP 800 146" was just under $150 to insure and they were great to deal with on a claim.
Good luck, that quote seems really high though. You should be able to do better.
Good luck, that quote seems really high though. You should be able to do better.
I have stand alone policies with state farm for about 175 for each sled
It's all gonna depend on your age, driving record, sled, credit, and a few other things. Some companies have good rates for certain people, but not so good for others. Alot of companies require you to have your auto with them too. I'm with Foremost, and pay about $200 a year for full coverage.
On my 09 XP I paid 115 at State farm. But I also have everything with them so that might make it a little better.
I pay 75 a yr for my 07. As mentioned I have my house and vehicles with them also.
Wow thats quite a big difference. I just got a quote back from formost for $800. I'll keep looking.
S
SilverGriz
Well-known member
I have my 2008 Rev XP 163" insured with Safeco. $10,000 stated value policy with $300k in liability coverage for $296 a year. $250 deductible. They required either your auto or home insurance. I have had two claims with them in the last 4 years and were amazing to deal with. Safeco does not use credit and does not surcharge for minor violations on their sled insurance.
Sounds like a few have reasonable premiums.
Have you had to go through claim service with either of these companies with the lower permiums? Good/bad?
Thx!
MD.
Have you had to go through claim service with either of these companies with the lower permiums? Good/bad?
Thx!
MD.
Hey guys. I was told no one really "insured" sleds anymore. Is it just theft... or will they insure for total destruction, fire, cliff, truck roll etc....
I live in BC. As far as I know no one has insurance here. Maybe it's an ICBC thing.
I live in BC. As far as I know no one has insurance here. Maybe it's an ICBC thing.
The $78 a yr i pay with Metlife is full coverage with 250 deduct. 100k in liability. 8k replacement. Ive filed one claim in the 8yrs Ive been with them.
Another vote for State Farm here. Approx $300 when sleds were new. Now I just carry liability, $35 or so.
Corex is right, not too many people insure things here. Last year my sled got jacked, and i had to eat that 10 or so grand i had invested in it. I shopped around when i bought my new sled, and ICBC wanted like 1700 for six months or something stupid like that. Wound up getting a polocy that was 450 base (theft/fire), or 700 (Full coverage, including replacement cost at 15000), for a year. Bit the bullet, decided if i flopped the truck with the sled in it, or something silly like that, id still be covered. Cant afford to lose this one too to some low life **** head!
I pay around $750 a year for my 08 XP full coverage. Seems rediculous to me since I pay $750 a year for my 2004 deisel truck. This will be the last season for full coverage though, I will just keep theft,fire and liabillity on it. Wouldn't be worth keeping full coverage on it for more than a few years since the depreciation is so bad May as well fix it on your own dollar or buy a new one. Can't buy insurance for sleds in northern BC cause theft of recreation vehicles is crazy up there. If your staying in chetwynd sleep in your truck.
