Insurance on snowmobiles

[xxjaredxx]

Hey guys, i was wondering if i could get some advice on the best insurance companies and rates people have found.

 

[907to406]

State Farm for me, my 08 M1000 was like 8 bucks a month, it got totaled out and my deductible was 500 bucks and they gave me like 6500 or something for it? I will be sticking with them for a while.

 

[snow_god]

I use American family. Mainly because I have everything else I own insured with them. I believe its around 20 a month for a '12 rmk. They are super easy to deal with if a claim is needed though.

 

[89sandman]

state farm 258 a year 500 deductible.

 

[xxjaredxx]

Sounds about right. State Farm and American family were the two i was debating against. Thanks for the feedback!

 

[bubblyjock]

I use Farm Bureau and my 13 Summit and 13 RMK were $12 a month a piece.

 

[donbrown]

Foremost liability insurance on 7 sleds ... $200 a year

 

[exman04]

State Farm. $16 a month with a 500 deductible and replacement value up to $20,000

 

[xxjaredxx]

So I signed up with State Farm. $22 a month fully covered and about $10 or less when she's parked for the winter (2013 Pro RMK). I also switched my auto and home with them and ended up saving $30 a month ?! I might also add this was all done with the help of a very attractive State Farm agent??.

 

[mplynchmob]

I checked progressive for a quote on my 10 dragon. 864 a year with1000 deductible. No insurance for me. But my driving record isn't exactly clean.

 

[907to406]

So I signed up with State Farm. $22 a month fully covered and about $10 or less when she's parked for the winter (2013 Pro RMK). I also switched my auto and home with them and ended up saving $30 a month ��! I might also add this was all done with the help of a very attractive State Farm agent����.

Right on man, I've got renter's, auto and my sled insurance through them and cannot complain at all on the rates and they are super easy to work with. Plus as stated the girls are pretty easy on the eyes...Win win

 

[Timbre]

Hummm . . . for 2014 Pro RMK 163", state farm wasn't as good of a value as Allstate.

State Farm - $400 per year. ($33.00/mo)
25k/50k Liability (state minimums)
0 property damage
$250 ded. Comp
$250 ded. Collision
$5,000 Medical

Allstate - $400 per year. ($33.00/mo)
250k/500k Liability
25k property damage
$100 ded. Comp
$250 ded. Collision
10K Medical
$1,000 optional equipment coverage

 

[m8braaaap]

state farm 258 a year 500 deductible.

same here!

 

[Matte Murder]

I see you are a WA resident. I have had great luck with Mutual of Enumclaw. I have my home and auto and umbrella policies there. Toy insurance is really easy with them. 1% of value and you can state a value if you have a mod sled. So a $12,000 sled is $120 a year. I do my trailers and contents on the same policy for the same 1%. I have had 2 claims with them and they just used the one estimate I had from my dealer and wrote me a check. That way I can repair with whatever parts I want to use and add upgrades at the same time instead of replacing with stock parts if there is something better in the aftermarket. I use Ryan Fournier as my agent, Fournier Insurance Solutions in Tacoma WA.

 

[beard]

im my own insurance, it's basically free until i hit something..then i pay out my***, lol

 

[NWPOWDERBUM]

I've never had a claim as of yet but does the rate go up if you wreck it like it would for auto? BTW I have Allstate, I pay $35 in the winter and $12 when it sits for $100 deductible.

 

[Matte Murder]

I have had a $3500 claim 2 years ago and a $6500 claim last year. Rates are the same.

 

[Tuesday]

In Alberta a 15k T-nytro would only be insured through Nordic with Intact insurance. Non collision insurance so fire, theft, liability.......runs around 400$ a year. Collision they wanted 1800 a year!