Had a hail storm go thru the hood here a few weeks ago. Golf ball and bigger stuff. Insurance is going to cover the roof in full.
Now the siding is a different story. We have steel siding, and only the north side of the house took damage. We had a few peices of the siding in the rafters, so we gave them a slab...and the insurance company found a match to our 25 year old steel siding, surprised the hell out of me. Because they found a match they will only cough up for the damaged stuff.
MN has a law that the new siding has to "reasonably match" the old stuff, or they have to go over the whole thing. We made the mistake of painting the steel stuff about 5 years ago, so there is no way the new stuff is going to match, and because we painted it we're screwed. To be fair that's understandable.
The way we see it we got 2 options. Go ahead and replace the north side and try to paint the rest of the house to match....or put that siding money towards a complete tear off and put up vinyl instead. I know next to nothing about siding, but I THINK vinyl is much cheaper and easier to work with. We would also have the benefit of putting up tyvek and some insulation, both of which are not under the original 25YO stuff.
Any opinions? Is steel that much better than vinyl?
Now the siding is a different story. We have steel siding, and only the north side of the house took damage. We had a few peices of the siding in the rafters, so we gave them a slab...and the insurance company found a match to our 25 year old steel siding, surprised the hell out of me. Because they found a match they will only cough up for the damaged stuff.
MN has a law that the new siding has to "reasonably match" the old stuff, or they have to go over the whole thing. We made the mistake of painting the steel stuff about 5 years ago, so there is no way the new stuff is going to match, and because we painted it we're screwed. To be fair that's understandable.
The way we see it we got 2 options. Go ahead and replace the north side and try to paint the rest of the house to match....or put that siding money towards a complete tear off and put up vinyl instead. I know next to nothing about siding, but I THINK vinyl is much cheaper and easier to work with. We would also have the benefit of putting up tyvek and some insulation, both of which are not under the original 25YO stuff.
Any opinions? Is steel that much better than vinyl?